GLOSSARY OF FRENCH BANKING TERMS

Agence: Local bank branch
Carte: Card
Chèque: Cheque
Chéquier: Cheque book
Code confidentiel: PIN code
Compte courant: Current account
Compte épargne: Savings account
Compte-joint: Joint account
Crédit immobilier: Mortgage
Découvert: Overdraft, usually for an agreed period
Dépôt: Deposit
Devise: Currency
Frais: Bank fees
Placement: Investment
Prélèvement: Direct debit authorised by the account holder
Prêt: Loan
Procuration: Proxy enabling you to carry out bank operations on behalf of someone else
Remboursement: Repayment on a loan
Relevé de compte: Bank statement
Relevé d'identité bancaire (RIB): Slip stating your bank account identity details
Solde: Balance
Titre interbancaire de paiement (TIP): Permission to debit you account with a requested sum
Taux d'intérêt: Interest rate
Virement: Transfer of a sum of money to another account